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Petal 2 Visa Review: The Newcomer's First Card?

Last updated: September 2026 · Review template v1 — full data lands after the verification sweep.

At a glance

IssuerWebBank
Annual fee$0
Security depositNone required
ITIN acceptedVerification in progress — see the ITIN table
Best forNewcomers with limited or no credit history who want cashback without a deposit

Who this card is for

Template section — the full review will cover approval odds for thin-file applicants, the cashback structure, and how it compares to OpenSky and Chime Credit Builder for the newcomer use case.

The honest catch

Template section — every review on this site has one. No card is perfect; this is where we say what the issuer's marketing won't.

Affiliate note: if you apply through our link and are approved, we may earn a commission at no cost to you. It doesn't change the review — here's why.